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Pooling arrangement
A flexible organizational structure
Harleysville Group’s
subsidiaries participate in an underwriting pooling arrangement whereby
all premiums, losses and
expenses for each individual company’s business are shared in a pool. As of
January 1, 2008, Harleysville Group’s share of pooled business is 80
percent. Harleysville Mutual retains the remaining 20 percent. The pooling
arrangement is designed to produce more consistent results over the long
term by spreading financial risk among a broad base of pool members.
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