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Flood risk overview
Flood zone definitions
Floods can happen anywhere—at any time. Even if
you don’t live near a lake or river, floods can result from damaged
water mains, ruptured tanks and towers, broken dams and levees, even
runoff due to poor drainage. Plus, there’s always the risk of floods
from hurricanes, heavy rainstorms and melting snow.
Many people don’t realize that flood losses
are not covered by standard property insurance—such as a homeowners
or businessowners policy—until it’s too late.
But don’t worry. Harleysville has you covered
with the protection you need—and personalized service to go with it.
As a general agent for the federal government’s National Flood
Insurance Program (NFIP), Harleysville issues flood insurance
policies—both standalone and in conjunction with our other
products—and settles any claims that may result. Flood insurance is
available to protect eligible homes, condominiums, apartments and
commercial buildings—and their contents—in any community that
participates in the NFIP.
Standard flood policies can be purchased by any
property owner or renter, regardless of the flood zone in which they
Preferred risk flood policies are available to
property owners or renters not located in a high-hazard flood zone.
Talk with your independent Harleysville agent today about the
benefits of safeguarding your property and valuables with flood
insurance backed by the federal government. To locate a Harleysville
agent near you, click here.
Learn more about flood insurance …