Employee benefit plans: 2-9 eligible employees
The most important assets of any small business are its people – the
employees who make it a success. Attract
and retain high quality staff with a cost-effective employee benefits plan
from Harleysville Life. Specially
designed for groups of only 2-9 employees, plans available include:
Life/AD&D
The cornerstone of any employee benefits plan is group term
life/AD&D (accidental death and dismemberment) coverage. This coverage can make all the
difference for your employees and
their families in the event of death or disability. Harleysville’s plan offers:
- Coverage from $10,000 - $100,000
- Guaranteed issue coverage up to $25,000 for groups of 2-5 employees,
and up to $50,000 for groups of 6-9 employees
- Low group rates
- Premium can be employer paid or employee paid
AddLife
Businesses already insured by Harleysville for commercial
property/casualty coverage are eligible for a simplified guaranteed
issue group term life plan, AddLife. This plan offers:
- $10,000 guaranteed issue coverage for all full-time, active
employees of the business (working 30+ hours/week)
- a flat rate of $6/employee/month, regardless of age
- a one-page employer application form, with no employee forms to
complete
If you haven't installed group term life
for your business because of the time involved in handling the
paperwork, the AddLife plan may be the right one for you – contact
your Harleysville agent today for more information.
Short-Term Disability
Another important benefits plan for your employees is short-term
disability. According to the
National Safety Council, a disabling injury occurs every 1.5 seconds. And not only is the risk of disability high, the average dollar
cost of a disability can be overwhelming—two times greater than an
auto accident loss, and three times greater than losses due to fire. This financial impact on your employees’ lives can be
significant. Offer a
short-term disability plan from Harleysville for your employees’
protection:
- Coverage up to $500/week
- Guaranteed issue
- Affordable rates for small business budgets
- Partial disability benefits available to encourage employees to come
back to work
Long-Term Disability
Extended disability is often referred to as the ‘living death’ –
income is cut off at a time when bills are mounting. How will your employees cope with such a devastating event? A long-term disability plan from Harleysville can make all the
difference for your employees and their families:
- Coverage up to $5,000/month
- Affordable rates for small business budgets
- Partial disability benefits available to encourage employees to come
back to work
Employee benefit plans: 10+ eligible employees
The most important assets of any business are its people – the
employees who make it a success. Attract
and retain high quality staff with a cost-effective employee benefits plan
from Harleysville Life. Specially
designed for groups of 10 or more employees, plans available include:
Life/AD&D
The cornerstone of any employee benefits plan is group term
life/AD&D (accidental death and dismemberment) coverage. This coverage can make all the
difference for your employees and
their families in the event of death or disability. Harleysville’s plan offers:
- Guaranteed issue coverage from $50,000
- 36-month rate guarantee available for select groups
- Low group rates
- Available as stand-alone coverage
Short-Term Disability
Another important benefits plan for your employees is short-term
disability. According to the
National Safety Council, a disabling injury occurs every 1.5 seconds. And not only is the risk of disability high, the average dollar
cost of a disability can be overwhelming—two times greater than an
auto accident loss, and three times greater than losses due to fire. This financial impact on your employees’ lives can be
significant. Offer a
short-term disability plan from Harleysville for your employees’ protection:
- Coverage up to 66.7% of weekly salary
- Benefits to 26 weeks, with elimination periods of 0 – 30 days
- Low group rates
- Partial disability benefits available to encourage employees to come
back to work
Long-Term Disability
Extended disability is often referred to as the ‘living death’—income is cut off at a time when bills are mounting. How will your employees cope with such a devastating event? A long-term disability plan from Harleysville can make all the
difference for your employees and their families:
- Coverage up to $10,000/month
- Elimination periods from 60 days
- Available as stand-alone coverage
- Low group rates
Ask an Agent
Ask
your agent for more information on how Harleysville’s business employee
benefits plans help you develop an affordable, effective program to
attract and retain high quality staff. Use our ‘locate an agent’ feature or contact Harleysville Life directly at 800.222.1981 to find an
agent in your area.
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